Stephanie E. Chertok, R.N., Esq.

Stephanie E. Chertok, R.N., Esq., has served as an administrative law judge, an arbitrator, and a hearing officer. Ms. Chertok brings experience as a registered nurse to her current practice of law which has spanned nearly 25 years and includes medical negligence, estate planning and administration, and other general practice areas.

Judicial Experience

Keystone Hearings and Appeals, LLC
Carlisle, PA
2010 – Present
Program Administrator and Administrative Law Judge: conduct telephone and face-to-face Medicaid appeal hearings statewide.

1998 – Present
Arbitrator: have served as Chairperson of arbitration panels for civil disputes in Cumberland County.

Carlisle Borough Zoning Hearing Board
Carlisle, PA
2009 – Present

Legal Experience

Keystone Hearings and Appeals, LLC
Carlisle, PA
2010 – Present
Mediator/Arbitrator/Attorney Case Manager:

Allied Attorneys of Central Pennsylvania, LLC
Carlisle, PA
2009 – Present
Managing Attorney: general practice law firm, including medical negligence and estate planning and administration.

PHICO Insurance Company
Mechanicsburg, PA
1989 – 1995
Staff Attorney: insure and defend hospitals and other medical facility administrators, advise staff on issues of claims, risk management, and statutory regulations; analyze insurance policies; draft policy language.

Other Experience

Priority Finance Co., Priority Mortgage Services
Owen Mills, MD
2000 – 2009
Manager of Pennsylvania branch office: mortgage company based in Maryland.

Property management
1998 – Present
Manage and maintain rental properties including residential and commercial units.

Medical Record Review
Carlisle, PA
1995 – Present
Analyze and summarize medical records for insurance companies, attorneys, and individuals.

Spotlight Enterprises
Carlisle, PA
1995 – Present
Owner: claims adjusting and investigation, including workers’ compensation, auto liability, and medical malpractice claims; fraud control programs.

Carlisle Borough Council Member
Carlisle, PA
Elected to a four-year term.

Carlisle Hospital
Carlisle, PA
1982 – 1994
Staff Nurse: Intensive Care Unit; Emergency Department.


Dickinson School of Law
Carlisle, PA
J.D., 1988

York College of Pennsylvania
York, PA
B.S. in Nursing, 1982

Dickinson College
Carlisle, PA
Pre-Med Sciences, 1977-79
Summer Sessions 1978, 1979, 1980, 1981, and 1982


  • Private detective

PA, 1995

  • Certified Workers’ Compensation Adjuster


  • Pennsylvania Bar

Admitted 1988

  • Registered Nurse

PA, 1982


  • Pennsylvania Bar Association
  • Cumberland County Bar Association

Additional Qualifications

Mediation Training

  • Straus Institute for Dispute Resolution, Pepperdine University, Malibu, California
    June 2013 – Training in systematic approach to mediation strategies.
  • Dickinson School of Law, Penn State University, Carlisle, PA
    March 2013 – Course in judicial review of arbitral awards and mediated settlement agreements
  • Pennsylvania Bar Institute
    Several courses regarding alternative dispute resolution, including Advocacy in ADR Arenas, 2002
  • Dickinson School of Law
    Spring Semester, 1988 – Training in Negotiation, Mediation and Dispute Resolution